How Much Does It Cost to Sell a House in Denton County?

The cost to sell a house in Denton County comes down to a handful of line items: your agreed real estate fees, the owner's title policy, half the escrow fee, your share of this year's property taxes, and whatever repairs or credits you agree to. Texas has no state transfer tax, so most of the other fees are small. On a typical Denton County home, the title policy alone runs about $2,460, and the rest depends on your mortgage, your HOA and how negotiations go.

Here is a plain-English walk through what comes out of your proceeds at closing, with real numbers where the state or county sets them.

The big items on a Texas seller's settlement statement

When you close, the title company prepares a settlement statement. The sales price sits at the top, and everything you owe comes off it. Here is what usually shows up for a seller in Denton County.

• Your mortgage payoff. This is not a selling cost, but it is usually the largest number. The payoff includes interest up to the day it is paid, so it will be a little higher than the balance on your last statement.
• Real estate fees. Commissions are negotiable and are set in your listing agreement before your home goes on the market. Whether you offer anything toward the buyer's agent is also your decision, and we put every option in writing up front so there are no surprises.
• Owner's title policy. In most DFW sales the seller pays for the buyer's owner's title policy, although the standard TREC contract lets the two sides choose who pays. In Texas, the premium is set by the state, so it is the same at every title company.
• Half the escrow fee. The standard contract splits the title company's escrow (closing) fee equally between buyer and seller. Each title company sets its own fee, so ask for a quote.
• Property taxes for the part of the year you owned the home. Texas taxes are paid in arrears, so you will usually credit the buyer for your share of this year's bill.

What the state and county set: a sample Denton County net sheet

Let's use a $440,000 sale. That is close to the Denton County median single-family sales price of $440,000 for August 2026, as reported by MetroTex Association of REALTORS.

Seller cost	Example amount
Owner's title policy, $440,000 (state-set basic rate)	$2,460
Tax certificate	Up to $10 each
Recording your loan's release of lien (Denton County)	$25 first page, $4 each added page
HOA resale certificate (if you have an HOA)	Up to $375
Half the escrow fee	Title company quote
Property tax proration (example below)	About $7,080
State real estate transfer tax	$0 (Texas has none)

Sources: Texas Department of Insurance title rates effective March 1, 2026; Texas Tax Code 31.08; Denton County Clerk recording fee schedule; Texas Property Code 207.003. Figures checked October 22, 2026.

How the tax proration works: say your 2026 property tax bill is $8,000 and you close on November 20. You owned the home for 323 days of the year, so your share is about $7,080. If the bill is still unpaid at closing, that amount is credited to the buyer, who pays the full bill by the January 31 deadline. We walk through this in detail in who pays this year's property taxes when you sell in Denton County.

A few HOAs also charge a separate transfer fee. The resale certificate must list every transfer-related fee and who receives it, so you will see them before closing.

The costs you control: repairs, credits and survey

These are the line items that change the most from one sale to the next.

• Repairs and credits after the option period. Most Texas buyers get an inspection during the option period, then ask for repairs or a credit. A credit toward the buyer's closing costs is often simpler than hiring contractors before closing.
• Survey. If you have your survey from when you bought and nothing has changed, the title company may accept it with a signed affidavit (the T-47). If not, someone pays for a new one, and the contract says who.
• Getting ready to list. Paint touch-ups, cleaning, yard work and small fixes are not on the settlement statement, but they are real costs. We help sellers spend on what buyers actually notice and skip what they don't.
• Home warranty. Some sellers offer one to give buyers peace of mind. It is optional.

What this looks like in Corinth and Oakmont

As of October 22, 2026, about 136 single-family homes were listed or under contract in Corinth on our site, with an average list price around $504,000 (prices ranged from about $265,000 to $1.95 million). At $500,000, the state-set owner's title premium is $2,756.

Whether you are in Oakmont Country Club Estates or another Corinth neighborhood, the first thing we check is whether your home has a mandatory HOA. If it does, plan on a resale certificate and any transfer fees it lists. If it does not, you skip those fees entirely. For current prices and sold homes, see our Corinth market report.

What about taxes on your profit?

Texas has no state income tax, so there is no state tax on your gain. For federal taxes, the IRS lets many homeowners exclude up to $250,000 of gain ($500,000 for most married couples filing jointly) if they owned and lived in the home for at least two of the last five years. See IRS Topic 701, and check your situation with a tax professional.

Frequently asked questions

Who pays for title insurance when you sell a house in Texas?

In most DFW sales the seller pays for the buyer's owner's title policy, though the TREC contract lets buyer and seller agree otherwise. The buyer pays for the lender's title policy.

Does Texas have a transfer tax when you sell a house?

No. Texas has no state real estate transfer tax. Sellers pay small recording and certificate fees instead.

How much is an HOA resale certificate in Texas?

Texas law caps the resale certificate fee at $375 and an update at $75. Some HOAs also charge separate transfer fees, which must be listed on the certificate.

How much is the owner's title policy on a $440,000 home in Texas?

The state-set basic premium for a $440,000 owner's policy is $2,460, under Texas Department of Insurance rates effective March 1, 2026.

Know your number before you list

Every sale is a little different, and the best time to see your net proceeds is before you sign anything. Get your free home value report to see what homes like yours have actually sold for, and we will turn it into a line-by-line estimate of what you walk away with. If you are still deciding on timing, read sell now or wait for spring in Denton County.

Have a question you want us to answer? Send it to us.

Photo credits: header illustration created for the Airheart Realty Team; for sale sign photo from the Airheart Realty Team.

This post explains how seller costs generally work in Texas. It is not legal or tax advice. For your situation, talk with a tax professional or real estate attorney.